The purpose of health insurance is to protect the insured against the risks associated with illness, or more precisely, against all events leading to medical intervention.
In Cameroon, like many other African countries, private health insurance service providers are mostly private banks and insurance companies.
The burden of non-communicable diseases in low and middle-income countries has been on the rise this last decade. Despite the health financing strategies in place in Cameroon, there is an urgent need to develop better financial protection policies addressing non-communicable diseases (NCDs) as they count for more than 31% of the mortality rate in Cameroon and present a greater opportunity cost if left unaddressed.
Despite regulations on the pricing of medical procedures, there are some discrepancies between public and private hospitals. This is the case in some district hospitals where a vaginal delivery costs between CFAF 20,000 and CFAF 40,000, whereas it costs CFAF 15,000 in a health center.